Bills. Just the word “bills” sends a shiver down my spine. Unfortunately, they are a necessary evil that keeps the lights on. It is time to stop avoiding bills and make them a little more pleasant. Organizing bills is the key to a less painful bill paying process. I will share with you 3 easy steps for organizing bills that will get you on track. Plus there is a free worksheet too!

Step 1: Create a space for your bills

Gather all your bills and designate a place to keep them. When I say, gather bills, I mean dig through the mail pile, bill/paper drawer, and wherever else you my stash your bills. It is easy to forget about bills that you haven’t paid if they are not all in on central location.

This central location can be counter space in the kitchen, empty drawer, or wherever you have extra space. Organizing bills does not have to be perfect, it just has to be easier for you access. The fewer places you keep your bills, the less time it takes to pay them.

Step 2: List all bills and due dates

Once you have all of your bills, start tracking them on the Bill Organizer worksheet (Psst, the free worksheet can be found in The Vault when you signup).

When listing all of your bills, don’t forget to include quarterly, semi-annual, and annual bills such as car insurance, home owner’s association, and various dues and subscriptions. Also, bills on automatic pay need to be included on the worksheet. Automatic bill pay is awesome and the worksheet will help to keep track of what bills are on auto-pay and which bills are not.

Step 3: Set up times to pay bills

You have made it to the last step of organizing bills, congratulations! Now it is time to figure out the best times throughout the month to sit down and pay bills. Some people may recommend you pay the bill as soon as it comes in the mail, if you are busy like me, you won’t have time for that. I recommend paying bills on payday, or at least 2 to 3 times a month.

These times need to be blocked out completely because you are unavailable! Treat bill paying just like a dental appointment; you are busy, can’t talk, and it’s painful (haha).

Now that you have created a space, made a list of all your bills, and set up times to pay bills…you have officially organized your bills! Hopefully this process didn’t take too long for you to complete. The time you spend organizing bills now will save you lots of time in the future.

I Corinthians 14:40 – But all things should be done with regard to decency and propriety and in an orderly fashion.